A direct business lender rooted in Brooklyn, NY. We built this company on a simple premise: businesses deserve a funding partner who gives them a straight answer and acts on it.
Ace Decisions INC was founded on the belief that small and mid-size businesses deserve access to capital that's fast, fair, and fully transparent. Operating from Sheepshead Bay, Brooklyn, we are embedded in the same business environment as many of our clients — which means we understand the realities of running a company in one of the most competitive markets in the country.
As a direct lender, every credit decision is made by our own team, not a distant underwriter with no context for your business. That means faster approvals, more flexible structuring, and a conversation with someone who actually knows what they're looking at.
We work with businesses across a wide range of industries — from retail and hospitality to construction and professional services. Our funding solutions are designed to match where your business is today and where it's going tomorrow.
At Ace Decisions INC, we don't use a one-size-fits-all approach. We study your business, understand your cash flow, and structure funding that fits. The result is capital you can use with confidence — and a relationship you can return to.
We explain every element of a funding offer in plain language. There are no hidden fees, no bait-and-switch terms, and no surprises after you sign. You deserve to know exactly what you're agreeing to.
Business opportunities don't wait. We move fast — most decisions within 24 to 48 hours — because we know that timing is often the difference between seizing an opportunity and watching it pass.
As a direct lender, we own every decision we make. No brokers. No outsourced underwriting. You work with us from application to funding, and we stand behind every offer we put in front of you.
We structure funding that makes sense for your business — not just for our portfolio. If a deal doesn't benefit you, we'll say so. Our goal is a long-term relationship, not a single transaction.
We're a Brooklyn business funding Brooklyn businesses (and beyond). We take that responsibility seriously. The businesses we fund create jobs, support families, and build the communities we all share.
We measure our success by yours. Every funding solution we structure is aimed at one outcome: giving your business the capital it needs to execute, grow, and reach its next milestone.
Our team brings together decades of experience in business lending, credit analysis, and financial advisory. We're not algorithms — we're people who review your application, ask the right questions, and build a funding solution with you.
With deep roots in the Brooklyn business community and years of experience in direct lending, David founded Ace Decisions INC to give business owners a funding partner they could actually trust.
Our in-house credit analysts evaluate every application with a business-first lens — understanding the full context of your operation, not just the numbers on a form.
Once approved, our operations team works to get capital deployed quickly and accurately. From documentation to disbursement, we handle every step in-house.
Start a conversation with our team today. We'll learn about your business and show you exactly what we can do.
Contact Ace Decisions