Funding Solutions

Business Funding That Fits

Ace Decisions INC offers a range of direct lending products structured around what your business actually needs — not a one-size-fits-all product off a shelf.

Direct Lending Solutions

Working Capital Loans

$10K – $2M+

Working capital is the engine of daily operations. When receivables lag, seasonal demand spikes, or an unexpected expense hits, having access to ready capital is the difference between managing and thriving. Our working capital loans are structured to provide fast, accessible liquidity without over-complicated requirements.

We evaluate your business holistically — revenue trends, operational history, and growth trajectory — not just a credit score. The result is a funding decision that reflects the reality of your business, not just a number on a report.

Funding from $10,000 to $2M+
Decisions within 24–48 hours
Flexible repayment structures
Minimal documentation required
All industries considered
No prepayment penalty
Apply for Working Capital

Equipment Financing

$5K – $5M

The right equipment can define the capacity of your business. Whether you're expanding a fleet, upgrading production technology, or acquiring specialized machinery, Ace Decisions INC structures equipment financing that lets you acquire what you need without straining working capital.

We finance a wide range of equipment categories — from commercial vehicles and manufacturing systems to restaurant equipment and medical devices. Loan terms are structured around the useful life of the asset, so your payments align with the value the equipment generates.

New and used equipment eligible
Terms from 12 to 60 months
Up to 100% asset value
Section 179 tax advantages
Soft and hard assets accepted
Preserve operating credit lines
Apply for Equipment Financing

Revenue-Based Financing

$25K – $1.5M

Revenue-based financing is designed for businesses with consistent sales volume who need capital without fixed monthly obligations. Instead of a predetermined payment schedule, repayment is tied to a percentage of your monthly revenue — which means payments naturally contract during slower periods and expand when business is strong.

This structure is particularly well-suited for businesses with seasonal revenue patterns, high-growth operations reinvesting in expansion, or companies that need capital but want to avoid the rigidity of traditional loan payments.

Payments flex with revenue
No fixed monthly obligation
No equity dilution
Ideal for seasonal businesses
Fast deployment, 2–5 business days
Renewal options available
Apply for Revenue-Based Financing

Business Expansion Loans

$50K – $5M

When your business is ready to scale — opening a new location, acquiring a competitor, expanding production capacity, or entering a new market — you need funding at the scale of your ambition. Our business expansion loans are structured for companies with an established track record and a clear vision for what's next.

We work with your team to understand the expansion plan, model the projected return, and structure funding that supports the initiative without overleveraging the existing business. These are relationship-based loans, not automated approvals — and that distinction matters at this scale.

Large-scale capital available
Structured for growth plans
Longer repayment terms
Multi-location eligible
Acquisition financing available
Direct relationship management
Discuss Your Expansion

General Eligibility

What We Look For

  • Business operating for 6+ months (some products require 12+)
  • Monthly revenue of $10,000 or more
  • U.S.-based business entity (LLC, Corp, Sole Proprietor)
  • Active business bank account
  • No active bankruptcy proceedings
  • Clear purpose for the use of funds

What We Don't Require

  • Perfect credit — we look at the full business picture
  • Collateral for all products — unsecured options available
  • Years of tax returns for smaller facilities
  • A broker — we work with you directly
  • Long approval timelines — most decisions in 48 hours

Across Every Sector

Restaurant & Food Service
Construction & Contractors
Transportation & Logistics
Retail & E-Commerce
Healthcare & Medical
Technology & SaaS
Manufacturing
Beauty & Personal Care
Auto Repair & Services
Agriculture & Farming
Education & Training
And Many More

Find the Right Fit for Your Business

Not sure which product is right for you? Reach out — we'll learn about your business and recommend the best path forward.

Talk to Our Team